Reddit tsp fund allocation

Author: hftb

August undefined, 2024

WebThe I find is just an international Index fund. I would say it’s slightly more aggressive compared to the C fund. The S fund as a small cap fund and would be aggressive. There is also the F fund. It is a fixed income fund. Lastly, the default fund if you didn’t touch your TSP at all would be the G fund. WebThe best TSP allocation strategy is simple to execute and low risk. Unlike others, we believe lower risk while result in larger nest egg in the long run. The best TSP strategy requires a …

Thrift Savings Plan (TSP) - Reddit

WebWith that being said, L2050, the most aggressive lifecycle fund in the TSP, has an allocation of 17.75% in bonds (11.42% F; 6.33% G), which I personally think is way too high for … WebNov 22, 2024 · Now, just like saving for retirement with a 401(k) or an IRA, the key to building wealth with a TSP account is to choose the right funds and invest in them consistently over time.And that can be scary, especially if you’re new to investing. The good news is that with a little information about the TSP and the funds it offers, you can make it work for you. raw honey to buy

TSP fund allocation? : r/ThriftSavingsPlan - Reddit

WebNov 17, 2024 · The Thrift Savings Plan (TSP) is a retirement savings and investment plan for Federal employees and members of the uniformed services, including the Ready Reserve. WebFeb 23, 2024 · TSP Returns in 2024: One Fund is Up and One Down 13.30%. As was the case at the end of January, all of the TSP Funds are showing negative results with the exception of the G Fund which has gained 0.24%. The G Fund is often thought of as the “safest” TSP Fund as it never goes down. WebApr 8, 2024 · He has 3 separate TSP allocation recommendations based on your risk tolerance: conservative, moderate or aggressive. With all three of these portfolios, the equity part of the portfolio is split the same way: 50% in S, 25% in C, 25% in I. With the aggressive portfolio, the entire amount is invested this way. simple flash tutorial

TSP Allocation: For all the people GIVING advice on this sub

Current Portfolio Allocation: TSP Folio Strategy

WebDec 20, 2024 · With S Fund share price being down quite a bit since 19FEB, I’m looking at jumping to S Fund early (11 or 12 Mar). Thanks for looking/reading Reply WebI agree with these comments but I can't understand why there isn't more outrage. The non-government federal retirement websites like FedSmith have had nothing to say about this since the summer. I can't even look at my secure messages even though I'm getting emails telling me to look at my messages on tsp.gov. raw honey walgreensWebBest TSP Allocation for 2024 TSP Allocation Tips I use all available tools in our investor toolbox to make allocation decisions. We have our own trading day seasonal almanac that tells us what calendar influences are driving the markets. We follow the key technical analysis trends and momentum, as well as watch the market internals. raw honey vs unfiltered honey

"WebSep 23, 2024 · Understanding the different TSP Funds. If you are looking for the best TSP allocation, you need to understand how the 5 basic funds within the TSP work. The TSP … " - Reddit tsp fund allocation

Reddit tsp fund allocation

WebFeb 8, 2024 · As one example, Dave Ramsey has stuck by his 60/20/20 rule for TSP recommendations for literally years: Invest 15% of your income every year, and make sure at least 5% of that (for those enrolled in the Blended Retirement System) is in TSP. Of that 5-15%, Dave says to put 60% in the C fund, 20% in the S fund and 20% in the I fund. WebApr 27, 2024 · He recommends avoiding the Lifecycle Funds completely and sticking with the 3 core stock funds for investing over a long federal career as it yields the most growth …

Did you know?

WebInheriting a TSP as beneficiary. 90%+ is missing. My father passed, and in his estate, he had 600k in 2024 in his TSP. 40% for me, 60% for his wife. I have that documentation. Upon …

WebPossible things you can do with the money. Down payment for a house, max out TSP ( increase your contributions and live off of money from the loan), max out IRA, place money in a CD, increase emergency fund, contribute to an investment account, use towards travel or other hobbies you want to do while you are young, bet cadet loan on black j/k. WebFeb 17, 2024 · I made my first TSP contribution in the amount of $148.08 on July 22, 1988; at that time I contributed 5% to take advantage of the government’s matching contributions. I was, at the time, a GS-11...

WebNov 3, 2024 · For federal employees, participation in the TSP (Thrift Savings Plan) can greatly increase your chances of financial security in retirement, yet some of the folks you … WebMar 2, 2024 · There is a flat fee of $50 that TSP charges for administrative expenses, but it is subtracted from the amount you borrow. So if you borrow $10,000 from TSP, the amount paid to you will be $9,950. The interest rate on your TSP loan is whatever interest the G-fund is earning on the date that the loan is processed.

WebAug 22, 2016 · CONTRIBUTION ALLOCATIONS: A contribution allocation deals with money that you are contributing to the TSP. When you make a contribution allocation, you can …

WebThe Best TSP Allocation TSP Contribution. My spouse recently changed her TSP contribution because her friend told her to. She currently has: L2030 80%, C-Fund 10% and S-Fund 10%. She will retire in 4-yrs. Would you agree that it would be in her best interest to go: G-Fund 70%, C-Fund 20%, and S-Fund 10%. simple flat black sandalsWebOct 23, 2024 · The costs may be reasonable for investors with a very large TSP balance who want to add only a few funds. Investors may move up to 25% of their TSP to the mutual fund window, with a minimum investment of $10,000. There is a $55 annual administrative fee, $95 annual maintenance fee, and a fee of $28.75 per trade. simple flask web appWebDave Ramsey’s advice is to save 5% into the TSP to get the full match, then max out a Roth IRA, and then put more into the TSP if you are able to save more after that. And honestly, I see why he gives this advice as this is the best option when looking at most employer sponsored 401k plans because of the high fees and mediocre investment ... simpleflatserviceWebAug 22, 2016 · CONTRIBUTION ALLOCATIONS: A contribution allocation deals with money that you are contributing to the TSP. When you make a contribution allocation, you can change both the amount of money... raw honey vs steviaWebTSP contributions count toward the year when they are taken from your check (your pay date) not the pay period they were "earned" in. I don't know when the other payroll processors' changes will be effective, but you can probably log into yours and see. And the new amounts for 2024 are $22,500 for regular contributions and $7,500 for catchup ... raw honey ukWebJan 15, 2024 · Each persona will have to find a balance between tackling debt now and preparing for the future. Dave’s Thoughts on TSP Contribution Allocations He openly suggests on his website that feds should invest their TSP in either an 80% C fund, 10% S fund, and 10% I fund mixture or 60% C fund, 20% S fund, and 20% I fund. My Thoughts simple flat bottom boat plansWebApr 29, 2024 · Thrift Savings Plan (TSP): Which Funds Should You Pick? The Money Guy Show 262K subscribers Subscribe 257 18K views 1 year ago Thrift Savings Plan (TSP): Which Funds Should You Pick?... simple flat ceiling light fixture